credit card tart
British informal slang for a 'rate tart' — someone who regularly switches credit cards or financial products to exploit introductory interest-free or low-rate offers, transferring balances before rates rise and then moving on to the next deal.
Definitions
British informal slang for a 'rate tart' — someone who regularly switches credit cards or financial products to exploit introductory interest-free or low-rate offers, transferring balances before rates rise and then moving on to the next deal. The term is generally used without strong condemnation; it describes savvy if calculated financial behaviour.
She openly admitted to being a credit card tart, switching providers twice a year.
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(British, informal) A rate tart.
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🇬🇧About British & Irish slang slang
UK and Irish slang — Cockney, Scouse, Geordie, Yorkshire, Glaswegian, Brummie, Welsh, West Country, plus Irish English. Centuries of regional dialects feeding into modern British and Irish street talk.
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- 93%
(British, informal) A rate tart.
- 85%
British informal term for a 'rate tart' -- someone who habitually moves their credit card balance between providers to exploit introductory 0% interest offers before the rate rises. The behavior is financially savvy but viewed by lenders as gaming the system. The 'tart' element suggests fickleness and promiscuity in financial relationships, with lenders cast as wronged or taken advantage of parties.
- 83%
(British, informal, somewhat derogatory) A holder of a credit card or bank account who frequently and intentionally changes providers to take advantage of an offer of a low interest rate established to attract new customers.
- 61%
(uncountable) The fraudulent trafficking of credit card details.